Top tips to reduce the cost of moving home

Planning on making a move? There are several ways to ensure the big event is cost-effective and goes smoothly.

Whether you are buying your first home or moving up the ladder, any savings during the homebuying process can help you pay off future mortgage repayments or be spent on your new property.

Reducing the costs

There are many costs to consider when buying a home including arrangement fees, which the lender may charge for the mortgage product. But it’s a competitive market so shop around for the best deal.

More relief on Stamp Duty Land Tax or stamp duty

Some good news for buyers is that recent Government legislation has increased the threshold at which you pay stamp duty. This means properties up to a value of £250,000 are exempt from the duty. It’s even better for first-time buyers with properties up to a value of £450,000 exempt from duty.

Homebuyers surveys

A decent survey can save you a fortune in the future and help you avoid expensive surprises after you have moved in. There are different levels of property surveys you can choose before you buy. It is money well spent.

Repairs and maintenance

Set aside a budget if you are moving into an older house the chances are that redecoration will be needed, bathroom suites upgraded and new kitchens necessary, but this could be part of the property price negotiation.

Effective legal advice

One of the best ways you can save money – and sleepless nights – on your next house purchase is to seek trusted legal advice.

The cheapest fees are often not the best way to assess which solicitor to go with – remember even small mistakes during the conveyancing process are not only stressful but often costly.

Make sure to check out references, experience and qualifications before picking the right legal team for your property purchase.

Want to learn more about our cost-effective property law services? Speak to us today.

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