Can moving house be less stressful?

Moving is exciting but comes with an untold amount of stress.

While some might think the biggest stresses come from finding a good price, there are some legal headaches that can afflict those who are not properly prepared.

Fortunately, we are ready to handle all the legal aspects of house moving so that your move can be as low stress as possible.

What legal steps should I prioritise?

With so many legal matters to sort out before you can start your new life, it can feel overwhelming knowing where to begin.

The reality is, there are three main legal concerns that have to take priority:

  1. You should instruct a regulated conveyancer;
  2. prepare the paperwork your lender needs; and
  3. order the necessary searches.

All of these should be conducted at the earliest possible convenience to avoid complications arising that could derail the process.

Conveyancing is the legal transfer of property ownership and the term used to describe much of the process.

The Conveyancing process begins with file opening and identity checks which not only help to ensure that our professional obligations are complied with, but also that everyone involved has the required authority to engage with the transaction.

Searches and enquiries come next. These form part of a process known as ‘title investigation’. We will go into more detail on what searches and enquiries involve shortly.

Once the title investigation is completed, you get to the exciting moment where contracts are exchanged.

This paves the way for completion where the sale is done and the new house is yours!

The final part of the Conveyancing process is dealing with post-completion matters, including registering your ownership of the property at the Land Registry.

What are searches?

Searches reveal planning restrictions, listed status, tree preservation, proposed developments, and other risks that can affect value or mortgage approval.

Lenders usually insist on searches as their results can be crucial when deciding whether the property is good security for them to lend on.

As some local authorities are slower than others, and your legal team can only do so much to get things going, it is important to order searches early to avoid delays.

What are the pitfalls that can slow down the process?

Not getting going with things in a timely fashion is the biggest mistake you can make.

However, there are some elements that fall beyond your control.

If the property is part of a chain, this can be extremely vulnerable to delays.

You can insist on timetables for exchange and put deadlines in writing but these may not be enough to prevent all delays.

The searches could turn up information that causes the sale to falter.

While this might be frustrating, it is better to know of problems before you sign a contract.

Be sure to take anything your legal team find seriously as it can have a major impact on your standard of life in the future.

We provide a dedicated residential conveyancing team that manages the file you’re your initial instruction to registration at the Land Registry, handles searches and lender liaison, and explains each legal step in plain English.

Unlike other solicitors who are slow and unresponsive, we will keep you in the loop every step of the way.

We focus on strong communication, early document checks, and proactive chasing to keep your move on track.

Buying a house should be more exciting than stressful, so we work with you to make that dream a reality.

Turn your home ownership dreams into a reality by speaking to our team today!

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Author

Megan Hallam

Assistant Solicitor

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