Be prepared for when you move home

Moving home is one of the most stressful and expensive things you will undertake, so it makes financial sense to ensure everything is in order before making the move.

Making sure all relevant parties are informed of the move could save money. You can be fined up to £1,000 if you do not tell DVLA of a change of address.

Keep important documents safe

Decluttering your old home, packing in plenty of time and booking a removal firm in advance all seem obvious, but you should also make sure documents like passports, house purchase documentation and birth certificates are kept safe and secure. Preferably in a locked container.

Who should be informed of the move?

HM Revenue & Customs: The Inland Revenue need to know your address for Income Tax, National Insurance, State Pension Tax Credits and Child Benefit purposes.

Your local council: You need to update your council tax address. Re-register with the Electoral Roll so you can vote in local and general elections.

Employers: Let them know in good time so time off can be arranged.

Finance: Inform your banks, building societies, insurers, pension providers and any lenders, including credit card lenders.

Healthcare providers: Inform your local GP practice and dentist of your move.

Utilities: Contact gas, electricity and water providers and give a meter reading if possible.

Services: These include telephone and internet providers. TV package providers should also be informed.

Royal Mail: This allows you to redirect your post via the Royal Mail’s website. You can redirect your mail to any UK or overseas address for three, six or 12 months from £33.99.

The old scout motto of ‘Be Prepared’ is excellent advice and will help you avoid any unexpected bills at the last minute.

For help and advice with residential property matters, contact us today.

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